By the time Kimberly Dean was in eighth grade, she had a mortgage, dozens of credit cards and
enough debt to fill six pages on a credit report.
The Columbus girl’s financial life was in ruins — but she didn’t know it.
Not until she was a college freshman and denied a JCPenney credit card would Dean learn that
someone had stolen her identity when she was 14. That she supposedly owed debts of $150,000. And
that this would haunt her for decades.
A terrified Dean could find no one to fix the problem, including the big three credit-reporting
agencies, Experian, Equifax and TransUnion.
She was referred to a local judge who signed and stamped...